Google Sheets Annual Budget Template + Monthly Tracker | Income, Expense, Debt & Savings Dashboard | Editable Digital Planner + Bonus Ebook

**📊 Ultimate Google Sheets Budget Planner | 13 Tabs | Expense, Savings & Debt Tracker + Free Bonus Ebook** Take full control of your finances with this **all-in-one Google Sheets Budget Planner**—designed for simplicity, power, and ease of use. Whether you're managing personal expenses or running a small business, this editable digital planner is built to help you **track income, spending, savings, debt, and financial goals** across the entire year. --- ### ✅ **What’s Inside** * **13 Pre-Built Tabs** 12 monthly budget dashboards (Jan–Dec) + 1 annual summary tab to track your full financial year at a glance. * **Income, Expense & Savings Dashboard** View planned vs. actual amounts side-by-side. Automatically calculates what's left to spend each month. * **Debt Tracker** Built-in table to track debt payments, due dates, and balances. Perfect for snowball or avalanche payoff methods. * **Savings Goals Section** Set up to 10 sinking funds with visual progress bars to stay motivated and organized. * **Bill & Subscription Tracker** Never miss a due date—track up to 31 recurring bills or subscriptions each month and mark them as paid. * **Spending Breakdown Chart** Visualize your spending by category with auto-generated charts and graphs. * **Expense Log with Dropdowns** Easily log purchases with categorized dropdowns and optional notes to track spending habits. * **Annual Dashboard** See your income vs. expenses month-by-month. Analyze trends with line graphs, bar charts, and summary insights. --- ### 🎁 **Bonus Gift Included – Free Professional Budgeting Ebook (\$15 Value!)** Every purchase includes a **free bonus ebook** that teaches financial mindset strategies, savings habits, and confidence-building tools. Perfect for beginners, Etsy sellers, side hustlers, and small biz owners! --- ### 💡 **Perfect For** * Budgeting personal or household income * Tracking expenses for your Etsy shop or small business * Setting savings goals for travel, holidays, or big purchases * Staying organized all year long with a clean, user-friendly format * Gifting to new grads, newlyweds, entrepreneurs, or anyone who wants to master money --- ### 🌟 **Product Highlights** * Clean, aesthetic layout with soft pastel tones and intuitive design * Beginner-friendly and formula-free (no Excel skills required!) * Fully editable in Google Sheets – reuse year after year * Instant digital download – use online or offline * Compatible with desktop, tablet, or mobile * Great for visual learners who love seeing progress and patterns --- ### 📥 **How It Works** 1. Purchase this listing 2. Receive instant access to the Google Sheets link 3. Copy the file to your own Google Drive 4. Start customizing your budget immediately! --- **📌 PLEASE NOTE**: This is a digital product. No physical item will be shipped. --- ### © Copyright Notice All spreadsheet designs, graphics, layouts, and included ebook are **© PrintauraCreation. All rights reserved.** This product is for **personal use only** and may not be redistributed, resold, or shared.